Cash-back credit cards help you save some money when you are shopping for items with your credit cards. Not all cash-back credit cards provide equal benefits for customers. Some companies give the same cash-back rate on all purchases. Others offer higher cash-back rates on specific products or certain spending categories, such as groceries or gas, and lower rates on everything else.
Here is a list of the best cash-back credit cards.
1. Chase Freedom Unlimited
Earn an Additional 1.5% Cash Back on Everything You Buy in the First Year (On Up to $20,000 in Eligible Purchases)
2. Citi® Double Cash Card
1% Cash Back When You Spend + 1% Cash Back When You Pay Your Balance; 0% APR on Balance Transfers for 18 Months
3. Blue Cash Preferred® Card from American Express
6% Cash Back at U.S. Supermarkets and Select Digital Media Services; 3% at U.S. Gas Stations and Transit Operators (Including Rideshare); 1% Everywhere Else
4. Chase Freedom Flex℠ Card
5% Cash Back on the First $1,500 Spent in Rotating Categories Every Quarter; 5% Cash Back on Eligible Travel Purchases Made Through Chase Ultimate Rewards; 3% Cash Back on Dining and Drugstore Purchases
5. Citi Custom Cash℠ Card
5% Cash Back on the First $500 Spent in Your Top Eligible Spending Category Each Month; Sign-up Bonus Worth $200
6. Capital One Quicksilver Cash Rewards Credit Card
1.5% Cash Back on All Eligible Purchases; Early Spend Bonus Worth $200
7. American Express® Gold Card
4x Points at Restaurants and U.S. Supermarkets; Up to $25,000 in Annual Category Purchases
8. Capital One SavorOne Cash Rewards Credit Card
3% Cash Back on Eligible Dining, Grocery, Entertainment, and Streaming Services Purchases
9. Capital One Quicksilver Student Cash Rewards Credit Card
1.5% Cash Back on All Eligible Purchases
10. Blue Cash Everyday® Card from American Express
3% Cash Back at U.S. Supermarkets; 2% at U.S. Gas Stations and Select U.S. Department Stores; 1% Elsewhere; Strong Welcome Offer
11. Costco Anywhere Visa® Card by Citi
4% Cash Back on Gas Purchases at Costco Locations and Qualifying Gas Stations; 3% Cash Back on Restaurant and Eligible Travel Purchases; 2% Cash Back at Costco; 1% Cash Back Everywhere Else
12. Bitcoin Rewards Visa Credit Card
Earn At Least 1.5% Back in Bitcoin on Every Fiat Purchase